Sectors
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Japanese Scientists Create Skin That Glows to Track Health
Japanese researchers might have found a new way to track health continuously. Instead of a smartwatch or a patch, they made skin that actually glows when certain internal molecules appear. You could say it’s like a living health monitor. The team, from Tokyo City University and The University of Tokyo, along with RIKEN and Canon
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Silver Hits $80/oz as Industrial Demand and ETFs Surge
Gold did well in 2025, but silver and platinum blew past it. Silver jumped 143% and platinum 137%. Silver prices hit $80/oz for the first time ever. Retail and industrial demand really pushed it, plus ETFs have been pouring in. Solar panels and EVs are gobbling up metal, leaving less in the physical market. BMI,
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Investor Protection at Risk? Warren Questions SEC on Crypto Integration
Senator Elizabeth Warren has asked the SEC to clarify how it will protect investors as cryptocurrency and other alternative assets start appearing in 401(k) and other retirement accounts. Her request follows an executive order from August 2025 that encouraged federal regulators to make alternative assets, like crypto and private equity, easier to access. Concerns About
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AI on the Job: Keeping Older Adults Independent at Home
Here’s an interesting problem: millions of older adults experience mild cognitive decline, and that can make even simple tasks, like cooking breakfast or paying bills, tricky. A team at Washington University in St. Louis is experimenting with AI to tackle this. The idea is not to replace caregivers but to create a system that quietly
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U.S. Lawmakers Push Crypto Bill, But Nothing Is Certain
Late Monday, a group of U.S. senators unveiled a draft bill aimed at bringing some clarity to the crypto market. If it becomes law, it would set a federal framework, basically spelling out which regulators handle what. Could be good for adoption. Could also be a long road. Tokens and Legal Gray Areas The bill
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JPMorgan Wraps Up Big Year, Warns of Risks Ahead
JPMorgan Chase (JPM) reported fourth-quarter earnings Tuesday, wrapping up a record year even though its Apple Card deal with Goldman Sachs cut into profits. The bank made $13 billion in net income for the quarter, which included $2.2 billion in expected losses from the deal. Without those costs, net income would have been $14.7 billion.
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Wells Fargo Slides Despite Q4 Earnings Beat
Wells Fargo said fourth-quarter profit came in above Wall Street estimates, but the stock fell in premarket trading after interest income missed expectations. Net income for the quarter was $5.36 billion, or $1.62 per share, compared with $5.08 billion, or $1.43 per share, a year earlier. On an adjusted basis, the bank earned $1.76 per
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Bank of America Reports $7.6B Q4 Profit; Interest Income Lifts Results
Bank of America (BAC) beat fourth-quarter earnings expectations, helped by strong trading in volatile markets and record interest income. Shares were up around 2% in premarket trading. Net income came to $7.6 billion, or 98 cents per share, up from $6.8 billion, or 83 cents a year earlier. Analysts were expecting 96 cents per share.
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Digital Currencies and the Future of Banking
Central banks, financial firms, and technology companies are moving toward a more digital monetary system. Cryptocurrencies, stablecoins, and central bank digital currencies offer alternative mechanisms for payments and value storage. These technologies could reduce frictions in cross-border settlement, expand financial access, and enable new financial services. They also introduce serious tradeoffs in security, privacy, and
